MG - TF (1992)

Discover the timeless appeal of the MG TF – a 1992 classic that blends retro charm with modern practicality.

Looking for a nostalgic yet reliable ride? The MG TF has earned a reputation as a sturdy two‑door sports car that can still be found in variety of driving environments today. Whether you’re a collector or simply searching for an affordable daily driver, the MG TF offers a distinctive driving experience that stands out among its contemporaries. Below, we delve into the key specifications, market positioning, and depreciation trends that shape MG TF price expectations. We also answer common questions, such as what is a 1992 MG TF worth, how its value evolves over time, and how it compares to similar models.

• Model: MG TF (1992–1995)
• Engine: 1.6L Spark Plug (SP) inline‑4, 100–115 hp
• Transmission: 4‑speed manual (standard), optional 5‑speed manual
• Fuel type: Petrol
• Power output: 100 hp (SP), 115 hp (TE/TSi/TS models)
• Torque: 107 Nm (SP) – 125 Nm (TSi)
• Wheelbase: 2400 mm
• Length: 3953 mm
• Width: 1740 mm
• Height: 1366 mm
• Front track: 1250 mm
• Rear track: 1280 mm
• Overall weight: ~875 kg (est.)
• Fuel consumption: ~6.7 L/100 km (est.)
• Top speed: 165–170 km/h
• 0–100 km/h acceleration: 11–12.5 s
• Boot space: 152 L

Depreciation: What to Expect With an MG TF

When considering MG TF depreciation, it’s useful to look at typical price declines over time, especially for early 1990s models. For a standard 1992 MG TF, the following estimates apply:

• First year: Loss of 15–20% of purchase value
• Year 2–3: Additional 10–12% decline each year
• Year 4–5: Reduction slows to 5–6% per year
• After 5 years: Total depreciation often ranges from 45–55% of the original price

These rates reflect typical wear-and-tear, market demand, and supply. A 1992 MG TF that was bought new will likely experience a steeper decline in its initial year when many early models are freshly manufactured. By the time it reaches 5–7 years, the vehicle’s resale value often stabilizes, making it an attractive second‑hand option for budget‑conscious buyers.

What Is a 1992 MG TF Worth?

When you ask “what is a 1992 MG TF worth?” the answer depends on a few factors: condition, mileage, engine version, and whether it has been properly maintained. The typical range for a well‑maintained 1992 model in a fair state often falls between the UK's and the US's secondary‑market averages. Below is a non‑binding estimate for various conditions:

• Excellent condition with low mileage (<5 k mi): Around 10–12 % of its original price

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